Frequently Asked Questions

How much fee do you charge for your service?
We do not charge any upfront fees or Any consultation fees!Â
No fee to apply a loan?
Yes, We do not apply the loan for you. We only educate you on your financial problems.
Why should I consult you instead of going to the bank directly?
Our services are to ascertain and improve chances of approval. We have staff expertise in documentation review, application process review, credit profile analysis, competitive product pricing and submission with various FIs. We assist to leverage on time and minimise unnecessary rejections due to certain policies. We can assist to mitigate certain weaknesses during the process of reviewing your application with utmost certainty of approval.
How Experienced are you?
We are well informed on updates to policies and scorecard changes which ultimately changes our internal review processes. The founders of our company has more than 30 years of working experience within the banking industry who are still active and passionate towards banking. âWhen given the choice between being right or being kind, choose kind. - Dr Wayne W.
Dyerâ
Loan eligibility?
- Malaysian citizen only
- Age 21 years & above
- Salary at least RM4000
Multiple rejections & loss point of contact?
Rejection has many causes and we assist to identify the root cause of your previous rejections. Our professionals will provide you updated on the progress of your application usually approval will follow thru.
Get a Free Consultancy Right Now!
We help you see the world differently, discover opportunities to change your debts / high commitment / bad list / bad CRISS into wealth you may never have imagined.
Why Citi Citi Advisory Team?
Why Citi Advisory Team?

Our Standard Procedure
Â
- Educate your personal finance matter
- Â We analyze and prepare a financial proposal for free
- Zoom meeting or appointment with you
- Introduce you the legal banks.
- Monitoring your financial debts flow.
- 100% No Upfront Fee
100% No Forged Documents
100% No Multiple Submission
No consultation fees
Only join Membership.
