THIS PRIVACY POLICY SETS OUT HOW Citi Advisory Team PLT WILL PROCESS YOUR PERSONAL DATA THAT YOU MAY PROVIDE TO US OR THAT WE MAY COLLECT FROM YOU WHEN YOU VISIT OUR WEBSITE CITICADVISORY.COM.MY OR OUR SOCIAL MEDIA ACCOUNTS

Collection of your Personal Information

Citi Advisory Team PLT collects personally identifiable information, such as your e-mail address, name, home or work address or telephone number. Citi Advisory Team PLT also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.

There is also information about your computer hardware and software that is automatically collected by Citi Advisory Team PLT This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used by Citi Advisory Team PLT for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Citi Advisory Team PLT’s website.  This policy covers both online and offline activities, including information that we collect through our website, marketing events, applications you submit online and in person (among other methods).

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through any Citi Advisory Team PLT public message boards, this information may be collected and used by others.  This includes any information that is part of your profile on a third party social network (such as Facebook) and that you allow the third party social network to share with us.
  Note: Citi Advisory Team PLT does not read any of your private online communications, such as a direct message sent to your loan officer.

Citi Advisory Team PLT encourages you to review the privacy policies of websites you choose to link to from ours so that you can understand how those websites collect, use and share your information. Citi Advisory Team PLT is not responsible for the privacy policies or other content on websites outside of the Citi Advisory Team PLT family of websites.

In all cases, we strive to limit the amount of information we collect and store to that which is necessary to provide you the relevant services.

Use of your Personal Information

Citi Advisory Team PLT collects and uses your personal information to operate our website and deliver the services you have requested. Citi Advisory Team PLT also uses your personally identifiable information to inform you of other products or services available from us and our affiliates.

Citi Advisory Team PLT does not sell, rent or lease its customer lists to third parties. Citi Advisory Team PLT may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, we may share data with trusted partners for a business purpose, for instance, to perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries, among other things. All such third parties are prohibited from using your personal information except to provide these services to Citi Advisory Team PLT, and they are required to maintain the confidentiality of your information.

Citi Advisory Team PLT does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

Citi Advisory Team PLT keeps track of the websites and pages our customers visit within Mortgage Solutions Financial, in order to determine what Citi Advisory Team PLT services are the most popular. This data is used to deliver customized content and advertising within Citi Advisory Team PLT to customers whose behavior indicates that they are interested in a particular subject area.

Citi Advisory Team PLT websites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Citi Advisory Team PLT or the website; (b) protect and defend the rights or property of Citi Advisory Team PLT; and, (c) act under exigent circumstances to protect the personal safety of users of Citi Advisory Team PLT, or the public.

Use of Cookies

Citi Advisory Team PLT website use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Citi Advisory Team PLT pages, or register with Citi Advisory Team PLT’s website or services, a cookie helps us to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Citi Advisory Team PLT website, the information you previously provided can be retrieved, so you can easily use the Citi Advisory Team PLT website features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Citi Advisory Team PLT services or websites you visit.

Security of your Personal Information

Citi Advisory Team PLT secures your personal information from unauthorized access, use or disclosure. We secure the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When we transmit personal information (such as a credit card number) to other websites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

We Do Not Collect Information From Children

We do not knowingly solicit or collect any type of information from a person under the age of 13. If you learn that a child has provided us with personal information in violation of this Privacy Policy, then you may alert us at Citiadvisoryteam@gmail.com and we will remove that information from our records as soon as feasibly possible.

Changes to this Policy

Citi Advisory Team PLT will occasionally update this Privacy Policy to reflect company and customer feedback. Citi Advisory Team PLT encourages you to periodically review this Policy to be informed of how we are protecting your information.

Last Updated on: 12th January 2023