We Help You Deal with Banks – The Right Way

Bank Outsource Agency

Bank Agency Malaysia

0+

Years of Experience in the Consumer Banking field.

Outsourcing Bank Agency

Banking Never Been So Easy With Us

Getting a loan from the bank can feel confusing or frustrating, especially if you’re not sure where to start. At Citi Advisory Team, we make the process clearer, faster, and easier for you. Our job is to act as your trusted loan consultant — helping you prepare your documents, understand your options, and guide you through every step of the application process.

Whether you need help for personal use, business funding, or managing existing debts, we’re here to support you with the right bank solutions.

What We Do

Our Solutions To Your Problems

We act as your loan consultant and support team — helping you find the most suitable bank loan based on your needs, eligibility, and financial situation. From assessing your profile to preparing the right documents and dealing directly with the bank officers, we guide you throughout the process to improve your chances of approval and help you secure the best possible terms.

Bank Personal Loans

For individuals who need fast and flexible financing. We advise you on the right bank options and handle the entire application process to improve approval success.

House Refinancing

Refinance your home loan to enjoy lower interest, better repayment terms, or access extra cash from your property's value. We help you compare packages and submit to suitable banks.

Debt Restructuring Program

Combine or restructure your current loans to ease monthly commitments and manage financial pressure. We help you work out a proper plan with the bank, step by step.

SME Loans

Need funds to expand your business, buy equipment, or increase cash flow? We assist small business owners in applying for suitable SME loans, with guidance on documents and eligibility.
Trusted Loan Agency

Why Work With Us

Choosing the right loan consultant can make all the difference — not just in getting your loan approved, but in securing the right terms that match your financial situation. We focus on making the process easier, faster, and more transparent for you.

No Upfront Payments

We don’t charge any upfront fees. Our service is performance-based, and we only collect education or consultation fees after we’ve provided real value — no hidden charges, no pressure.

Real Experience with Real Banks

With years of hands-on experience working directly with Malaysian banks, we understand their criteria, processes, and expectations. This allows us to guide your application in a way that improves your chances of approval.

Save Time, Avoid Rejection

We help you avoid the common mistakes that lead to delays or rejections. Our goal is to save you time, reduce uncertainty, and get your application processed smoothly.

En. Shahrul
Financial Consultant For Citi Advisory
secondary-logo
Citi Advisory Sdn Bhd is a Malaysian financial services company specializing in credit recovery, personal financing, and property investment. Since 2010, we’ve helped individuals and corporations solve financial challenges with transparency, professionalism, and trust.