Innovative Strategies for a Stronger Tomorrow
At Citi Advisory, we believe the future of Malaysia’s economy starts with smart, inclusive financial support. We’re more than a service provider — we’re a partner in your journey toward financial freedom, business expansion, and long-term investment.
As Malaysia moves forward, we play our part in empowering the nation — one individual, one SME, one investor at a time.
Citi Advisory is committed to building financial resilience and economic opportunity through innovative solutions in credit recovery, personal lending, and property investments.

Our Businesses at a Glance
Credit Recovery Solutions / Debt Collection Agency

We are one of Malaysia’s trusted names in ethical and result-oriented debt recovery. Backed by a dedicated field team and a proven system, we support corporate clients — including national brands like LG Malaysia — to recover overdue payments while maintaining customer goodwill and compliance.
- B2B and Consumer Debt Collection
- Field Collection & Skip Tracing
- Debtor Monitoring & Instalment Management
- Debt Management Technology System
Outsource Bank Loan Agency

Matching Malaysians with the right loan from licensed banks — with fast approvals, simple steps, and no hidden fees.
Our Commitment to Society: We believe financial literacy and opportunity go hand in hand. Through community outreach, free advisory sessions, and SME businesses empowerment initiatives.
- Bank Personal Loans
- House Refinancing
- Debt Restructuring Program
- SME Loan
Property Investment Holding

Guiding individuals and investors toward below-market-value properties, auction support, and long-term wealth through real estate.
Our subsidiary Citi Harta Tanah PLT, we help Malaysians discover high-potential properties — often below market value — and support them through every step of their real estate journey.
- Invest and Purchase Below Market Properties
- Rent-to-Flip Investment Planning
- ROI Projection & Renovation Guidance
- Auction Advisory & Legal Support