Helping You Regain Control of Your Finances

Credit Recovery Solutions

Credit Recovery Solutions Malaysia

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Years of Experience in the Debt Collection field.

Credit Recovery Solutions

Trusted Consumer Debt Collection for Corporate Brands in Malaysia

Citi Advisory Team is a professional, ethical, and results-focused debt recovery partner, helping corporations in Malaysia recover overdue payments — without damaging customer relationships.

We manage overdue accounts across a broad range of creditor types — from banking loans and credit cards to unpaid consumer product hire, telco bills, rental and lease receivables — delivering recoveries with a balance of persistence and professionalism. Our approach minimises reputational risk for clients, uses digital tracking for transparency, and deploys field agents when onsite contact is required.

What We Do

Our Solutions To Your Problems

We specialize in ethical and results-driven debt recovery solutions, focused on helping corporate clients — especially in the Banking & Financial Institution, telecommunications, and rental industries — recover overdue payments efficiently while maintaining customer goodwill.

We implement a strategic blend of letters, phone calls, emails, and site visits to ensure timely settlement of overdue accounts. Our experienced credit officers are supported by a voice-logging system and digital infrastructure to maintain professionalism, transparency, and legal compliance throughout the collection process.

Banking & Financial Institution Recovery

Early-stage reminders through late-stage collections for personal loans, mortgages, credit cards and SME loans.

Corporate & Consumer Debt Recovery

Recoveries for electronics sellers, rental/hire companies, telco and subscription services, and general trade receivables.

Field Collection & Skip Tracing

On-ground field visits and professional skip tracing methods to locate and engage unreachable debtors.

Debtor Monitoring & Instalment Management

Ongoing monitoring of debtor behaviour with tailored repayment arrangements to improve recovery success.

Debt Management System

A proprietary system that ensures full visibility, timely updates, and real-time tracking of all collection activities.

Our Compliance Commitment

We strictly adhere to the Personal Data Protection Act (PDPA), ensuring that all personal and financial data are handled responsibly, securely, and in alignment with international standards.
Credit Recovery Solutions

Insured for Your Peace of Mind

Citi Advisory Team operates with full insurance coverage to give our corporate partners confidence and security. Our protection includes:

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Citi Advisory Sdn Bhd is a Malaysian financial services company specializing in credit recovery, personal financing, and property investment. Since 2010, we’ve helped individuals and corporations solve financial challenges with transparency, professionalism, and trust.